No Comments

Taking Care of Your Health Before & After getting the Covid-19 Vaccine

On the 19th of August, President Cyril Ramaphosa’s cabinet announced that it will open Covid-19 vaccines to all South African adults from Friday (20 August 2021). According to the World Health Organisation (WHO), the COVID-19 vaccines produce protection against the disease, as a result of developing an immune response to the SARS-Cov-2 virus. ( https://www.who.int/ )

Whether you, or your family are planning on getting vaccinated, it is important to understand the Do’s and Don’ts of ensuring your vaccination preparation and recovery is as smooth as possible. Here are some of the things you need to consider when getting the COVID-19 vaccine:

DO:
● Drink a lot of water: Staying hydrated is extremely important both before and after your vaccination.
● Eat a well-balanced diet: To avoid serious side effects, a well-balanced diet is essential.
● Get at least 7 to 8 hours of sleep: When you get vaccinated, the body relies on immune responses to develop protection.
● Do some light exercise/physical activity: Listen to your body. Exercise supports blood circulation that can help in reducing vaccine side effects.
● Consult your doctor before the vaccination if you are on steroids or blood thinners.
● Continue with COVID-19 appropriate behaviour-The most important thing to do post-vaccination is to continue wearing masks, regularly washing, or sanitizing your hands, maintaining physical distance, avoid crowded places and avoid touching surfaces.
● Apply a clean, cool, and wet cloth (or some ice) over the arm after the vaccination to reduce the pain.

DON’T:
● Consume excessive amounts of alcohol and tobacco: Although there are no approved scientific studies that quantify the effect of alcohol or smoking on vaccination, it is advisable to avoid tobacco or alcohol consumption as it may aggravate and worsen vaccine side effects making the experience more stressful and unpleasant.
● Think that you are completely immune to COVID-19 after vaccination: No vaccine has a 100 percent success rate. You may contract COVID-19 even after being vaccinated but chances are the infection would be much milder.
● Delay consulting a doctor if you experience COVID-19 symptoms even after vaccination.
● Partake in strenuous physical activity for at least 2-3 days post vaccination: As your body needs time to recover from the side effects of the vaccine, avoid putting it in stress.

Source: https://www.unicef.org/

If you have not registered, visit: https://vaccine.enroll.health.gov.za/#/ to register for the COVID-19 Vaccine

For more information, visit:

The latest COVID-19 news and resources, as well as tips to protect you and your family.

Vaccines and immunization: What is vaccination?

COVID-19 Coronavirus vaccine myths and facts

*Disclaimer: The information in this blog is purely factual and does not constitute advice. Members should seek individual medical advice.

No Comments

What to consider when planning your Estate?

What to consider when planning your estate?

Having to plan for what happens to you after your death is not the number one topic that everyone wants to discuss, however, it must be if your family is your number one priority. Planning your estate does not simply involve drawing up a will. It includes thorough planning in which all your assets are accounted for and ensuring that their transfer is as smooth as possible once you die so that the people and entities you want to receive them do not need to worry. You need to make sure that your wishes are clear enough for everyone to understand.

Here is a checklist of things to consider when planning your estate:

1. Check your Will.

Probably the most important step is to make sure that your will is up to date. Anyone over the age of 18, and who have assets in their name, should have a will drawn up. This is where you will state how your assets will be distributed after your death.

2. Itemise your inventory.

To start the process, we advise that you take a walk through your home (inside and outside) and make a list of all valuable items. These could include jewellery, televisions, collectible items, cars, art, and your house itself. You can even start marking which items you want to go to who.

3. Add the non-tangibles.

Once the above list has been finalised, it is time to start adding your non-physical assets such as bank accounts, life insurance policies, health insurance, investments, and other policies you may have taken out. Ensure that account numbers are written down, as well as the location of the physical document for these items.

4. Review your family’s needs.

The next step is to review whether your family’s needs will be accounted for once you have died. Check whether your life insurance policies are up to date according to your lifestyle status. You should also name a guardian, and a back up guardian for your children, as well as document how you want your children to be cared for. Do not presume that your named guardian will know what your goals for your children are.

5. Establish your directives.

An estate plan is not complete unless it includes legal directives such as:

– A living trust: you can designate portions of your estate to go toward certain things while you are still alive. This is important if you find yourself ill or incapacitated and you need someone to take care of your needs.

– A medical care directive: this is part of your living trust and includes your desires for how you want your medical care to play out if you become incapacitated.

– A financial power of attorney: you can assign a person to look after your financial needs if you become medically unable to do so. However, make sure you choose someone that you trust to make the right decisions, and follow your prerequisites.

6. Select a trusted estate administrator.

These people are going to play a vital role in making sure your directives are followed through with. Your estate administrator is going to oversee administering your will, so ensure that you trust them fully. This person should be responsible and in a good mental state.

7. Name your beneficiaries.

Make it clear who you want to inherit what in the event of your death. You do not want your assets landing up in the states hands or fighting to take place over your assets.

8. Cover funeral expenses.

Put a policy in place that will allow you to save efficiently for your funeral costs. Your family will be in mourning, so take that financial burden away from them.

9. Get professional help.

We understand that this can be very overwhelming, which is why we have a team of experts on hand to assist you with planning your estate. We are on hand to give you the best advice and take some of the stress away. We treat you as if we were putting our own estate in place.

Contact Pogir on 011 879 7200/7250 or email info@pogir.co.za