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Cyber Liability and Insurance South Africa

The use of internet technology in business is well established in South Africa, and no matter what size or type of business you manage, the chances are that your employees and customers rely on its infrastructure and services.

In addition to relying on a reliable internet system for all your business communications, what about your backups and stored data?

You have established trust with your customers over time and with consistent service, but what would happen if a cyber attack caused a data breach?

The Protection of Personal Information (POPI) Act was signed into law in South Africa in 2013 and is being rolled out across various business sectors. A business is responsible for protecting client’s data, and even if you are already PoPI compliant, any breach could jeopardise the customer relationships you have built.

Customer loyalty is probably your most valuable asset. Apart from cover in the event of a cyber attack for legal fees, any internet service disruption could result in sales and productivity losses that place your business at risk.

Cyber Insurance for peace of mind

Cyber Insurance might not be something you would have considered when you started your business 10 or 20 years ago, but today it has probably become a top priority for most business.  Cyber risks are constantly changing and keeping up-to-date can be a full-time job.

Many companies offer different types of cyber insurance. That is why Pogir Group as independent insurance brokers, can evaluate your needs against a wide range of solutions and create the perfect fit for your business.

Even if your business isn’t involved in e-commerce, if you maintain or store customer data in any form, cyber insurance simply makes sense.  Cybercrime, phishing, and hacking can happen.

Let us know if you would like to discuss your business cyber insurance needs. We’ll help you to evaluate and determine the right package based on your specific business, or simply keep you in the know with regards your options. Fill in the form and we’ll contact you.

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Business Insurance: your success is our passion

The Small Business Institute (SBI) of South Africa reported that in mid 2018, there were a quarter of a million small and medium enterprises in the country.  That isn’t as much as it could be, given the segment’s vital contribution to our economy. The full report is due out in the first quarter 2019, and it will give us further insight into this important sector.

If you’ve just started your own business or you’re thinking of growing your existing small business, the journey is rewarding and sometimes challenging, too. You deserve all the support available to help you thrive.

Start-off or grow on solid ground with the right business insurance

If you’ve recently launched a new business or you’re about to, you’ll have spent a lot of time planning your vision. Perhaps you’ve registered the name and you feel ready to start trading. Before you do, how do you make sure you are protected right from the start with the right business insurance?

Or maybe you’ve been operating for a while and now you’re gearing for growth. Is your existing business insurance sufficient, or do you need to relook your cover?

Your business, no matter what size or type, has a unique brand or service offering. No other business has quite the same situation or exactly the same way of doing things.  A one-size-fits all insurance cover couldn’t possibly take into account your specific business requirements.

That’s why the Pogir Group applies extensive experience across a wide range of industries and business sizes to configure the precise insurance package fit for your business, at any stage of the journey from start-up to medium and growing enterprise.

Some of the SME business products you may want to consider include:

  • Public and Products Liability
  • Management Liability
  • Cyber Insurance
  • Professional Indemnity
  • Business Travel
  • Income Protection

It all depends on your individual business, and the fine print of each policy. We understand that you need competitive premiums, and we also understand that you need the right policy cover at the right time.

Pogir Group are independent brokers who draw on a wide range of insurance services to find and craft the perfect package for your business, with no wastage or unnecessary premiums, because your business success is our passion. We meet with you to understand your situation and your needs.

Simply drop us a note and we’ll call you.